YOU are the most important member of our team! Understanding your unique needs is fundamental to providing you with the best solutions.

What makes us different? Our clients thank us for our experience, our trustworthiness and our professionalism. We relate to our clients at an emotional level, adding value to their lives, not just their finances. We bring understanding and clarity to what may seem like a complex process.

If not for our dedicated team of financial specialists and office staff, Simard & Associates would not be able to provide the truly customized financial planning that we're known for. Meet them now!

“Providing  our clients expert advice from a professional team who can customize, implement and monitor a well structured plan.”

Our Strength

Understanding your unique needs is fundamental to providing you with the best solutions. Our team of experts draw on their years of experience, knowledge and education to create your strategy. 

 

Advisor Team

  • Kathy Simard, CFP, FLMI, CHS
  • Mara Derikx, BBA, CHS
  • Joseph Simard

Administration Team

  • Moe El-Farra, Regional Sales Support Manager
  • Wendy Durward, Marketing Associate
  • Nadine Thompson, Marketing Associate

 

Simard & Associates has access to these individuals through Canada Life Assurance Company

Investment Strategies

  • Gilda Lio, Regional Sales Representative
  • Phil Hunt, Regional Sales Manager
  • Sharon McIlvaney, Regional Sales Associate
  • Thomas Sears, Securities Planning Specialist

Insurance Strategies

  • Lynn MacMillan, Regional Sales Consultant
  • Adam Marceau, Regional Sales Representative
  • Ryan Carter, CPA, CA, Wealth & Tax Planning Consultant

Tax & Estate Planning

  • Ryan Carter, CPA, CA, Wealth & Tax Planning Consultant

 

Risk Assessment

  • Risk tolerance assessment
  • Portfolio review
  • Financial risk due to:
    • Premature death
    • Disability
    • Critical illness

Lifestyle Funding

  • Lifestyle financing
  • Income replacement analysis
  • Enhancing your lifestyle financing

Tax Advantaged Investment Strategies

  • Understanding your appetite for taxation during your lifetime
  • Tax-efficient investment strategies
  • Leveraging (Investments and/or life insurance)
  • Corporate investment strategies

Wealth Preservation Wealth Transfer

  • Understanding your appetite for taxation on your estate
  • Estate analysis
  • Succession Planning
  • Insured Asset Transfers (Individual and/or corporate)